OnlineBanking

 

Current Rates / Fees

Checking & Savings Accounts

Account Types Minimum to Open Rate APY*
Now Checking $1,000 0.15% 0.15%
Business Now $2,500 0.15% 0.15%
Savings Plus $2,500 0.20% 0.20%
Savings Account $25 0.15% 0.15%
Young Savers Club $5 0.15% 0.15%

*APY = Annual Percentage Yield
Rates are subject to change without notice
Interest paid monthly on Now & Savings Plus
Interest paid semiannually on savings
Fee of $7.50 will be imposed if Now Account Falls below $1,000 during the month
Fee of $7.50 will be imposed if Savings Plus falls below $2,500 during the month

Certificates of Deposit

Term Minimum to Open Rate APY*
31 Day $10,000 0.20% 0.20%
91 Day $2,500 0.30% 0.30%
182 Day $2,500 0.60% 0.60%
12 Month $1,000 0.80% 0.80%
18 Month $1,000 1.00% 1.00%
24 Month $1,000 1.00% 1.00%
30 Month $1,000 1.15% 1.15%
36 Month $1,000 1.15% 1.15%
48 Month $1,000 1.25% 1.26%
60 Month $1,000 1.50%

1.51%

       
CD Specials
       

*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal
Interest paid quarterly

Individual Retirement Account

Term Minimum to Open Rate APY*
18 Month Variable Rate $500 0.75% 0.75%

*APY = Annual Percentage Yield
Variable Rate Account tied to 182 Day CD
Rate may change after account is opened
A penalty may be imposed for early withdrawal
Interest paid semiannually
 

30 Month $500 1.15% 1.15%

*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal
Interest paid semiannually

1st National Bank

 

133 South Main
Smith Center, KS 66967

785-282-6641